- Industry: Health care
- Number of terms: 3360
- Number of blossaries: 0
- Company Profile:
CIGNA Corporation, headquartered in Philadelphia, provides health care and related benefits in the United States and internationally.
A specific type of CIGNA health plan with a national network of physicians. Plan members can visit physicians both in and out of the network, and can visit specialists without a referral. Members don't need to choose a primary care physician for coverage. An annual deductible is required, and an out-of-pocket maximum applies.
Industry:Health care
A provision in a contract that applies when a person is covered under more than one group health benefits program. It requires that payment of benefits be coordinated by all programmes to eliminate overinsurance or duplication of benefits.
Industry:Health care
A flat fee you pay for certain covered services such as doctor visits or prescriptions. You can use the money in your reimbursement account to pay this fee.
Industry:Health care
Amount that a plan member must pay the provider at the time of service, usually after the deductible is met for eligible expenses. (CIGNA Choice Fund offers an employer the opportunity to add coinsurance to the fund.) It is usually a flat fee of $10 - $25.
Industry:Health care
The amount you save by using a health care professional or facility (doctor, hospital, etc) that belongs to a CIGNA network. CIGNA negotiates lower rates with its in-network doctors, hospitals and other facilities to help you save money.
Industry:Health care
A drug that has been approved by the Federal Food and Drug Administration which can only be dispensed according to physician's prescription order.
Industry:Health care
Any dental treatment or repair that is solely rendered to improve the appearance of the teeth or mouth.
Industry:Health care
A group of health care professionals and facilities (doctors, hospitals, labs, etc) that offer discounts on services based on their relationship with CIGNA. Using in-network services gives you significant discounts, which help you stretch your health care account money further.
Industry:Health care
An account in which contributions are subtracted from an employee's pay before withholding income tax and Social Security. This ultimately reduces the account-holder's tax liability, since taxes are based on income minus the account contribution.
Industry:Health care
The benefits that are provided according to the terms of a participant's specific health benefits plan.
Industry:Health care
